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Mitsubishi’s ‘Barbarian’ trim level, particularly popular in their L200 pickup truck range (known as the Triton in some markets), isn’t directly tied to a specific finance product or program. Instead, “Barbarian” represents a high-end specification package loaded with premium features and aesthetic enhancements. When financing a Mitsubishi L200 Barbarian, you’re essentially financing the vehicle as a whole, regardless of the trim level.

The finance options available for an L200 Barbarian are the same as those offered for other L200 trims and generally mirror the standard array of auto financing products. These typically include:

• Hire Purchase (HP): A straightforward loan where you pay a deposit, followed by fixed monthly installments over an agreed period. At the end of the term, after making all payments, you own the vehicle outright. This is a common option for individuals who want to own their L200 Barbarian and are comfortable with the long-term commitment.
• Personal Contract Purchase (PCP): This option usually involves lower monthly payments compared to HP, because a significant portion of the vehicle’s value is deferred to the end of the agreement as a balloon payment. At the end of the term, you have several choices: pay the balloon and own the vehicle, return the vehicle (subject to mileage and condition checks), or trade it in for a new model. PCP is appealing for those who prefer lower monthly costs and the flexibility to change vehicles frequently.
• Leasing (Business Contract Hire): Primarily aimed at businesses, leasing allows companies to use the L200 Barbarian for a fixed period, paying monthly rentals. Maintenance and servicing can often be included in the agreement. At the end of the lease, the vehicle is returned to the finance company. This option offers predictable costs and tax advantages for businesses.
• Bank Loans: Securing a personal loan from a bank to purchase the L200 Barbarian outright is another alternative. This offers flexibility in terms of loan terms and interest rates, but requires a good credit score.

The specific interest rates and terms offered for L200 Barbarian financing will depend on several factors, including your credit score, the amount of deposit you put down, the length of the loan term, and any promotional offers available at the time. Mitsubishi dealerships often have partnerships with finance companies and can offer competitive rates and packages. It’s always advisable to compare quotes from different lenders to ensure you get the best possible deal.

When considering financing an L200 Barbarian, remember to factor in the higher cost of the trim level. While the Barbarian offers desirable features like leather seats, advanced infotainment systems, and distinctive styling, these upgrades come at a premium. Assess whether the added features are worth the increased monthly payments compared to a lower trim level that might better suit your budget and needs. Consider the total cost of ownership, including insurance, maintenance, and fuel, alongside the finance repayments.

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