Hollard Investments: Your Partner in Wealth Creation

Hollard Investments offers a comprehensive range of investment products designed to meet the diverse financial goals of individuals and businesses. From building a secure retirement to funding education or simply growing your wealth, Hollard provides solutions tailored to your specific needs and risk tolerance.

Unit Trusts

Unit trusts, also known as mutual funds, are a popular choice for investors seeking diversification and professional management. Hollard offers a wide spectrum of unit trusts, each investing in a different mix of asset classes such as equities (shares), bonds, property, and cash. These funds are categorized based on their risk profile, from conservative low-risk funds focusing on capital preservation to aggressive high-growth funds targeting maximum returns. Choosing the right unit trust depends on your investment horizon and how comfortable you are with market volatility. Their expertise ensures the fund aligns with the stated investment objective.

Tax-Free Investments

Tax-free investment accounts are a powerful tool for long-term wealth accumulation. Hollard provides tax-free savings accounts (TFSAs) that allow you to invest up to a certain amount each year without paying tax on the interest, dividends, or capital gains earned within the account. This makes them an ideal vehicle for saving towards goals such as retirement, education, or a down payment on a house. With TFSAs, the tax benefit compounds over time, significantly boosting your investment returns.

Retirement Annuities

Planning for retirement is crucial, and Hollard offers retirement annuities (RAs) designed to help you build a substantial retirement nest egg. RAs provide tax benefits in the form of tax-deductible contributions, allowing you to reduce your taxable income each year. The investment growth within the RA is also tax-free until retirement, when you can access your savings as a monthly income or a lump sum. Hollard’s RAs are customizable, allowing you to choose your investment strategy and contribution levels based on your individual circumstances.

Endowment Policies

Endowment policies are medium- to long-term savings products that offer a combination of investment growth and potential tax advantages. These policies are particularly attractive for high-income earners who want to protect their assets from estate duty. Hollard’s endowment policies provide access to a range of investment options, allowing you to tailor your portfolio to your specific risk profile and financial goals. They are suitable for achieving medium- to long-term financial goals.

Investment-Linked Assurance Policies (ILAPs)

ILAPs combine life insurance coverage with investment growth. A portion of your premium is used to provide life cover, while the remainder is invested in a range of underlying funds. Hollard’s ILAPs offer flexibility in terms of investment choices and premium payments, allowing you to adjust your policy as your needs change. These policies can be a valuable tool for protecting your family while simultaneously growing your wealth.

Hollard Investments is committed to providing clients with sound financial advice and personalized investment solutions. Before making any investment decisions, it is essential to consult with a qualified financial advisor who can assess your individual circumstances and recommend the most suitable products for your needs.